PFFCU News & Events

Skip a Pay

Bring the holiday cheer, but skip the holiday stress! We know that this season can be stressful on many families, which is why we're offering the chance to skip a loan payment this November, December or January! Plus, in the spirit of the season, a portion of all fees will be given to a local charity!

Could you use some extra funds? Skip your payment now! 


There is a modest $25 processing fee per loan to take advantage of this promotion. Of the $25 fee, Palmetto First Federal Credit Union will donate a portion to a local charity. Choose to skip your November 2017, December 2017, or January 2018 payment during this promotion. If you have more than one loan, you can skip a payment for each. Fee may be deducted from your account, paid in cash, or by check. Fee cannot be added to the loan balance. Request and signed paperwork must be received ten (10) days prior to the due date. This offer is only available to members whose accounts—including all loan and deposit accounts—are in good standing with Palmetto First FCU. To be eligible, the account must be a minimum of six (6) months old with no payments over 30 days delinquent. Skipped payments will extend the duration of your loan. Interest continues to accrue on the loan during the month you skip your payment, resulting in higher total finance charges. All other terms in the original loan agreement remain the same. Mortgage and/or Home Equity loan payments are not eligible to be included in this promotion. All parties signing the original loan documents must also sign agreeing to the Skip-A-Pay. If your payment is made by Payroll Deduction, Direct Deposit, or by ACH draft from another institution, the payment will be deposited into your account. Skipped payment will not reflect negatively on your credit report or your loan payment history with us. 

Back to News

NCUA Your savings federally insured to at least $250,000 and
backed by the full faith and credit of the United States
Government. National Credit Union Administration, a U.S.
Government Agency.
P.O. Box 3989, Florence, SC 29501
843-669-5619 | 800-252-7553 | fax: 843-669-6931

Copyright © Palmetto First Federal Credit Union. All Rights Reserved

Click here for the Palmetto First Privacy Statement
Stay Connected Facebook Twitter Youtube