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Ernie's Story

For years I struggled with my weight. At my peak, I weighed 771 lbs. It all came to a head when I had a near death experience on July 7, 2013 when I spent four months in the hospital. A nurse told me I would be in a nursing home for the rest of my life which angered me and caused me to fight for my health and life. After I was released from the hospital, my brother bought a motorcycle and I wanted one as well. I made it my goal to own a Harley Davidson motorcycle, but realized that I had two obstacles standing in my way. First, I knew I needed to lose some weight. Second, I needed to build my credit so I could get a loan for it. I was determined to accomplish both goals. I started the weight loss journey with Curtis from Fitness World Gyms, and reached out to Darrell at Palmetto First for suggestions on how to better my credit score.


By December 2016, I had lost over 300 pounds, and greatly improved my credit score thanks to the Credit Builder Loan at Palmetto First. On December 30th, my dream of owning a Harley came true! The Credit Union’s Credit Builder loans helped me get into a position to finance a motorcycle on my own. Curtis helped me reach my weight goals and Darrell at Palmetto First helped me reach my financial goals.
Want to build your credit? Click Here.

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