im
im2 home rates products services about contact links
 
   
 
cuhome
 
User ID:
Password:

qwiklinks
elecserv
apps
atm
faqs
calcs
checks
news
estate
 
Become a Fan on our Facebook page! Join Now
billpay
Untitled Document
RATES

March 26, 2010

PERSONAL LOANS AND OVERDRAFT PROTECTION*
SECURED LOANS*

* Percentage rates (%) quoted on loans are the ANNUAL PERCENTAGE RATE
Other rates may apply. Please refer to our Loan Calculator at the top of page to input your desired term and calculate a payment amount. See loan officer for more details.

Loan Risk Category (by Beacon Score) Annual Percentage Rates As Low As
New Autos *5.99%
  Over 60 month term add 1/2% --
Used Autos 2005-2008 *6.25%
  Over 60 month term add1/2% --
Used Autos 1999-2004 *7.75%
New Motorcycles, Campers, ATV's, RV's, Jetski's *7.25%
  Over 60 month term add 1% --
Used Motorcycles, Campers, ATV's, RV's, Jetski's *8.25%
  Over 60 month term add 1% --
New Marine Over 60 to 84 month term add 1% *7.25%
Used Marine Over 60 to 84 month term add 1% *8.25%
New Mobile Home with Land *10.25%
Used Mobile Home with Land *11.25%
Unimproved Land-Contact the CU for current rates& terms  
  843-669-5619 ext 202   --  
2nd Mortgage-Contact the CU for current rates& terms  
  843-669-5619 ext 202 --

Loan Risk Category (by Beacon Score) Annual Percentage RatesAs Low As
Personal Loans and Overdraft Protection *10.75%

Savings Minimum Balance Dividend Rate* Annual Percentage Yield* Term
Prime Shares balances $0-$499.99 $25.00 0.25 0.25 n/a
  balances $500.00-$4,999.99 -- 0.50 0.50 n/a
  balances $5,000 and above -- 0.75 0.75 n/a
Jumbo Shares balances $2,500-$10,000 $2,500 0.75 0.75 n/a
  balances$10,000 and above $10,000 0.99 1.00 n/a
IRA Share Account balances $0-$499.99 $100 n/a n/a n/a
  balances $500-$4,999.99 -- 1.49 1.50 n/a
  balances $5,000 and above -- 1.74 1.75 n/a
Vacation Club/Santa Savings
balances $0-$499.99 $25.00 0.25 0.25 n/a
  balances $500 & above -- 0.50 0.50 n/a
Palmetto Checking Account
balances $0-$499.99 $0 n/a n/a n/a
  balance $500-$4,999.99 -- .30 .30 n/a
  balances $5,000 and above -- .40 .40 n/a
Money Market Account
balances $0- $2,499.99 $2500 n/a n/a n/a
  balances$2,500- $9999.99 -- 0.75 0.75 n/a
  balances $10,000- $24,999.99 -- 0.99 1.00 n/a
  balances $25.000& above -- 1.24 1.25 n/a

*The dividend rate and annual percentage yieldare accurate as of 07/12/2010 and may change at any time without prior notice. Excess withdrawal fees could reduce earnings on account.

Certificates Minimum Deposit Dividend Rate* Annual Percentage Yield* Term
6 Month Share Certificate $1,000 1.34 1.35 6
6 Month Jumbo Share Certificate $90,000 1.44 1.45 6
1 Year Share Certificate $1,000 1.69 1.70 12
1 Year JumboShare Certificate $90,000 1.79 1.80 12
18 Months Share Certificate $1,000 1.79 1.80 18
18 Month JumboShare Certificate $90,000 1.88 1.90 18
2 Years Share Certificate $1,000 1.98 2.00 24
2 Years JumboShare Certificate) $90,000 2.08 2.10 24
3 Years Share Certificate $1,000 2.28 2.30 36
3 Years JumboShare Certificate $90,000 2.37 2.40 36
6 Month IRA Share Certificate $1, 000 1.34 1.35 6
6 Month Jumbo IRA Share Certificate $90,000 1.49 1.50 6
1 Year IRA Share Certificate $1,000 1.69 1.70 12
1 Year Jumbo IRA Certificate $90,000 1.83 1.85 12
18 Month IRA Certificate $1,000 1.79 1.80 18
18 Month Jumbo IRA Share Certificate 90,000 1.93 1.95 18
2 Years IRA Share Certificate $1,000 1.98 2.00 24
2 Years Jumbo IRA Share Certificate $90,000 2.13 2.15 24
3 Years IRA Share Certificate $1,000 2.28 2.30 36
3 Years Jumbo IRA Share Certificate $90,000 2.42 2.45 36

*The dividend rate and annual percentage yield are accurate as of 07/12/2010 Contact the Credit Union for more information about rates and fees. Substantial penalty for early
withdrawal of certificates. For disclosure information, click here
Untitled Document     
autolinkncua
 Your savings federally insured to at least $250,000
 and backed by the full faith and credit of the United
 States Government. National Credit Union Administration,
 a U.S. Government Agency.