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Untitled Document
December 5, 2011
PERSONAL LOANS AND OVERDRAFT PROTECTION*
SECURED LOANS*
* Percentage rates (%) quoted on loans are the ANNUAL PERCENTAGE RATE
Other rates may apply. Please refer to our Loan Calculator at the top of page to input your desired term and calculate a payment amount. See loan officer for more details.
| Loan Risk Category (by Beacon Score) |
Annual Percentage Rates As Low As |
| New Autos |
*5.99% |
| |
Over 60 month term add 1/2% |
-- |
| Used Autos 2007-2010 |
*6.25% |
| |
Over 60 month term add1/2% |
-- |
| Used Autos 2001-2006 |
*7.75% |
| New Motorcycles, Campers, ATV's, RV's, Jetski's |
*7.25% |
| |
Over 60 month term add 1% |
-- |
| Used Motorcycles, Campers, ATV's, RV's, Jetski's |
*8.25% |
| |
Over 60 month term add 1% |
-- |
| New Marine |
Over 60 to 84 month term add 1% |
*7.25% |
| Used Marine |
Over 60 to 84 month term add 1% |
*8.25% |
| New Mobile Home with Land |
*10.25% |
| Used Mobile Home with Land |
*11.25% |
| Unimproved Land-Contact the CU for current rates& terms |
|
| |
843-669-5619 ext 202 |
-- |
| 2nd Mortgage-Contact the CU for current rates& terms |
|
| |
843-669-5619 ext 202 |
-- |
| Loan Risk Category (by Beacon Score) |
Annual Percentage RatesAs Low As |
| Personal Loans and Overdraft Protection |
*10.75% |
| Savings |
Minimum Balance |
Dividend Rate* |
Annual Percentage Yield* |
Term |
| Prime Shares |
balances $0-$499.99 |
$25.00 |
0.10 |
0.10 |
n/a |
| |
balances $500.00-$4,999.99 |
$500.00 |
0.25 |
0.25 |
n/a |
| |
balances $5,000 and above |
$5,000.00 |
0.50 |
0.50 |
n/a |
| Share Draft |
balances $0-$499.99 |
$25.00 |
n/a |
n/a |
n/a |
| |
balances $500.00-$4,999.99 |
$500.00 |
0.15 |
0.15 |
n/a |
| |
balances $5,000 and above |
$5,000.00 |
0.25 |
0.25 |
n/a |
| Jumbo Shares |
balances $2,500-$10,000 |
$2,500 |
0.50 |
0.50 |
n/a |
| |
balances $10,000 and above |
$10,000 |
0.75 |
0.75 |
n/a |
| IRA Share Account |
balances $0-$499.99 |
$100 |
n/a |
n/a |
n/a |
| |
balances $500-$4,999.99 |
$500.00 |
0.99 |
1.00 |
n/a |
| |
balances $5,000 and above |
$5,000.00 |
1.24 |
1.25 |
n/a |
| HSA Club Account |
balances $0-$499.99 |
$100 |
n/a |
n/a |
n/a |
| |
balances $500-$4,999.99 |
$500.00 |
0.99 |
1.00 |
n/a |
| |
balances $5,000 and above |
$5,000.00 |
1.24 |
1.25 |
n/a |
Vacation Club/Santa Savings
|
balances $0-$499.99 |
$25.00 |
0.10 |
0.10 |
n/a |
| |
balances $500-$4999.99 |
$500.00 |
0.25 |
0.25 |
n/a |
| |
balances $5000 & above |
$5,000.00 |
0.50 |
0.50 |
n/a |
Palmetto Checking Account
|
balances $0-$499.99 |
$0 |
n/a |
n/a |
n/a |
| |
balance $500-$4,999.99 |
-- |
.30 |
.30 |
n/a |
| |
balances $5,000 and above |
-- |
.40 |
.40 |
n/a |
Money Market Checking
|
balances $0- $2,499.99 |
$2500 |
n/a |
n/a |
n/a |
| |
balances $2,500- $9999.99 |
$2500 |
0.25 |
0.25 |
n/a |
| |
balances $10,000- $24,999.99 |
$10,000.00 |
0.40 |
0.40 |
n/a |
| |
balances $25.000 & above |
$25,000.00 |
0.65 |
0.65 |
n/a | *The dividend rate and annual percentage yield are accurate as of 11/29/2011 and may change at any time without prior notice. Excess withdrawal fees could reduce earnings on account.
| Certificates |
Minimum Deposit |
Dividend Rate* |
Annual Percentage Yield* |
Term |
| 6 Month Share Certificate |
$1,000 |
0.50 |
0.50 |
6 |
| 6 Month Jumbo Share Certificate |
$90,000 |
0.60 |
0.60 |
6 |
| 1 Year Share Certificate |
$1,000 |
0.70 |
0.70 |
12 |
| 1 Year Jumbo Share Certificate |
$90,000 |
0.80 |
0.80 |
12 |
| 18 Months Share Certificate |
$1,000 |
0.85 |
0.85 |
18 |
| 18 Month Jumbo Share Certificate |
$90,000 |
0.95 |
0.95 |
18 |
| 2 Years Share Certificate |
$1,000 |
0.95 |
0.95 |
24 |
| 2 Years Jumbo Share Certificate |
$90,000 |
1.04 |
1.05 |
24 |
| 3 Years Share Certificate |
$1,000 |
1.24 |
1.25 |
36 |
| 3 Years Jumbo Share Certificate |
$90,000 |
1.34 |
1.35 |
36 |
| 6 Month IRA Share Certificate |
$1, 000 |
0.60 |
0.60 |
6 |
| 6 Month Jumbo IRA Share Certificate |
$90,000 |
0.75 |
0.75 |
6 |
| 1 Year IRA Share Certificate |
$1,000 |
0.80 |
0.80 |
12 |
| 1 Year Jumbo IRA Certificate |
$90,000 |
0.95 |
0.95 |
12 |
| 18 Month IRA Certificate |
$1,000 |
0.95 |
0.95 |
18 |
| 18 Month Jumbo IRA Share Certificate |
90,000 |
1.09 |
1.10 |
18 |
| 2 Years IRA Share Certificate |
$1,000 |
1.04 |
1.05 |
24 |
| 2 Years Jumbo IRA Share Certificate |
$90,000 |
1.24 |
1.25 |
24 |
| 3 Years IRA Share Certificate |
$1,000 |
1.34 |
1.35 |
36 |
| 3 Years Jumbo IRA Share Certificate |
$90,000 |
1.44 |
1.45 |
36 | *The dividend rate and annual percentage yield are accurate as of 12/5/2011. Contact the Credit Union for more information about rates and fees. Substantial penalty for early withdrawal of certificates. For disclosure information, click here
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