 |
 |
April 24, 2008
PERSONAL LOANS AND OVERDRAFT PROTECTION*
SECURED LOANS*
| Loan Risk Category (by Beacon Score) |
Annual Percentage Rates As Low As
|
| New Autos |
*5.99%
|
| |
Over 60 month term add 1/2% |
--
|
| Used Autos 2004-2008 |
*6.25%
|
| |
Over 60 month term add 1/2% |
--
|
| Used Autos 1998-2003 |
*7.75%
|
| New Motorcycles, Campers, ATV's, RV's, Jetski's |
*7.25%
|
|
|
Over 60 month term add 1% |
--
|
|
Used Motorcycles,Campers, ATV's, RV's, Jetski's
|
*9.25%
|
| |
Over 60 month term add 1% |
--
|
| New Marine |
Over 60 to 84 month term add 1%
|
*7.25%
|
| Used Marine |
Over 60 to 84 month term add 1% |
*8.25%
|
|
New Mobile Home with Land
|
*10.25%
|
| Used Mobile Home with Land |
*11.25%
|
| Unimproved Land-Contact the CU for current rates & terms |
|
| |
843-669-5619 ext 202 |
--
|
| 2nd Mortgage-Contact the CU for current rates & terms |
|
| |
843-669-5619 ext 202 |
--
|
* Percentage rates (%) quoted on loans are the ANNUAL PERCENTAGE RATE
Other rates may apply. Please refer to our Loan Calculator at the top of page to input your desired term and calculate a payment amount. See loan officer for more details.
| Loan Risk Category (by Beacon Score) |
Annual Percentage Rates As Low As
|
|
Personal Loans and Overdraft Protection
|
*10.75%
|
| Savings |
Minimum Balance
|
Dividend Rate*
|
Annual Percentage Yield* |
Term |
| Prime Shares |
balances $0-$499.99 |
$25.00 |
0.25
|
0.25
|
n/a
|
| |
balances $500.00-$4,999.99 |
-- |
0.75
|
0.75
|
n/a |
| |
balances $5,000 and above |
-- |
0.85
|
0.85
|
n/a |
| Jumbo Shares |
balances $2,500-$10,000 |
$2,500 |
1.49
|
1.50
|
n/a |
| |
balances$10,000 and above |
$10,000 |
1.74
|
1.75
|
n/a |
| IRA Share Account |
balances $0-$499.99 |
$100 |
n/a
|
n/a
|
n/a |
| |
balances $500-$4,999.99 |
-- |
1.74
|
1.75
|
n/a |
|
|
balances $5,000 and above |
-- |
1.98
|
2.00
|
n/a |
|
Vacation Club/
Santa Savings
|
balances $0-$499.99 |
$25.00 |
0.75
|
0.75
|
n/a |
| |
balances $500 & above |
-- |
0.85
|
0.85
|
n/a |
Palmetto Checking Account
|
balances $0-$499.99 |
$0 |
n/a
|
n/a
|
n/a |
| |
balance $500-$4,999.99 |
--
|
.30
|
.30
|
n/a
|
| |
balances $5,000 and above |
-- |
.40
|
.40
|
n/a
|
Money Market Account
|
balances $0- $2,499.99
|
$2500 |
n/a
|
n/a
|
n/a
|
| |
balances$2,500- $9999.99 |
-- |
1.74
|
1.75
|
n/a
|
| |
balances $10,000- $24,999.99 |
-- |
1.98
|
2.00
|
n/a
|
| |
balances $25.000 & above |
-- |
2.23
|
2.25
|
n/a |
*The dividend rate and annual percentage yield are accurate as of 04/24/2008 and may change at any time without prior notice. Excess withdrawal fees could reduce earnings on account.
| Certificates |
Minimum Deposit
|
Dividend Rate* |
Annual Percentage Yield* |
Term |
| 6 Month Share Certificate |
$1,000
|
2.47
|
2.50
|
6
|
| 6 Month Jumbo Share Certificate |
$90,000
|
2.57
|
2.60
|
6
|
| 1 Year Share Certificate |
$1,000
|
2.67
|
2.70
|
12
|
| 1 Year Jumbo Share Certificate |
$90,000
|
2.77
|
2.80
|
12
|
| 18 Months Share Certificate |
$1,000
|
2.72
|
2.75
|
18
|
| 18 Month Jumbo Share Certificate |
$90,000
|
2.81
|
2.85
|
18
|
| 2 Years Share Certificate |
$1,000
|
2.77
|
2.80
|
24
|
| 2 Years Jumbo Share Certificate) |
$90,000
|
2.86
|
2.90
|
24
|
|
3 Years Share Certificate
|
$1,000
|
2.81
|
2.85
|
36
|
| 3 Years Jumbo Share Certificate |
$90,000
|
2.91
|
2.95
|
36
|
| 6 Month IRA Share Certificate |
$1, 000
|
2.47
|
2.50
|
6
|
| 6 Month Jumbo IRA Share Certificate |
$90,000
|
2.62
|
2.65
|
6
|
| 1 Year IRA Share Certificate |
$1,000
|
2.67
|
2.70
|
12
|
| 1 Year Jumbo IRA Certificate |
$90,000
|
2.81
|
2.85
|
12
|
| 18 Month IRA Certificate |
$1,000
|
2.72
|
2.75
|
18
|
| 18 Month Jumbo IRA Share Certificate |
90,000
|
2.86
|
2.90
|
18
|
| 2 Years IRA Share Certificate |
$1,000
|
2.77
|
2.80
|
24
|
| 2 Years Jumbo IRA Share Certificate |
$90,000
|
2.91
|
2.95
|
24
|
| 3 Years IRA Share Certificate |
$1,000
|
2.81
|
2.85
|
36
|
| 3 Years Jumbo IRA Share Certificate |
$90,000
|
2.96
|
3.00
|
36
|
*The dividend rate and annual percentage yield are accurate as of 04/18/2008
Contact the Credit Union for more information about rates and fees.
Substantial penalty for early withdrawal of certificates.
For disclosure information, click here
Back to top
|
